Christmas & Associates, Inc. offers several financing options to meet your needs and to fit your budget. Our competitive, in-house financing makes owning land easily affordable with low monthly payments. We want to help you own your dream and make the financing process as worry-free as possible.

Several financing options are available. Ask one of our Land Representatives about our financing packages starting at a low fixed rate of just 8.49%, with a 20% deposit and a 15 year term to pay for your land. All loans allow for pre-payment of the principle with no penalties. In addition to financing land, we also now finance cabins and cabin improvements, including well, septic, electric and other finishing touches. Please call one of our land specialists for more information and details about various financing options.

Financing is subject to credit approval by Christmas & Associates, Inc. or an agent thereof.

Christmas & Associates
23 Main Street
Camden NY 13316

P: (800) 229-7843
P: (315) 245-5761
F: 315-245-5538
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Upstate NY Land For Sale - For over 20 years, Christmas & Associates has been helping everyday folks live their dream of owning land in New York State. Whether you are looking for a spot to vacation, hunt, fish, snowmobile, or retire, our land representatives are "on call" 7 days a week to assist you in finding your ideal recreational property. We want to be your land sales specialist.
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Christmas And Associates

23 Main Street
Camden NY 13316



(800) 229-7843
(315) 245-5761


(315) 245-5538